Dream It
Schedule a meeting, where you’ll share your goals and dreams, so we fully understand your vision for retirement.
Plan It
With your goals in mind, The Refined Retirement process will help translate your retirement dreams into clear action steps.
Live It
While you enjoy retirement, we’ll monitor regularly to help ensure your plan stays on track for as long as you live.
Process
An efficient virtual process with fast access and full connectivity. No more time sitting in traffic and making appointments months in advance. Our team is ready for you and your financial planning right now.
Step 1 – Introductory Phone Call
We begin with a quick 15-minute phone call to respect your time and make sure your situation matches our expertise. This call is simply about fit—no pressure, no sales pitch.
If it turns out we’re not the right match, we’ll gladly point you toward a firm better suited to your needs.
Step 2 – Zoom Discovery Meeting
We’ll meet over Zoom, making it simple and convenient for you to connect from anywhere.
The focus of this meeting is to gain a clear understanding of your goals, concerns, and overall financial picture. We’ll ask the right questions and guide the discussion so you feel comfortable sharing what matters most to you.
With this clarity, we can provide plain-English answers to four critical questions about your financial future.
Step 3 – Our Analysis
Behind the scenes, this is where we put our experience and technology to work for you.
We combine decades of expertise with modern planning tools to answer four essential questions about your financial future:
- Can you afford to retire with confidence?
- Are you paying more in taxes than necessary?
- Can your portfolio be improved for better results?
- Can we reduce or eliminate threats to your retirement?
Step 4 – Recommendations Meeting
This is where everything comes together.
We’ll review the results of our analysis and explain, in plain English, the steps you can take to achieve your financial goals. You’ll see clear answers to the four key questions, along with the impact in real dollars and cents.
By the end of the meeting, you’ll know exactly how our firm can help improve your financial future. At that point, you can decide whether you’d like to move forward with us or take some time to think it over.
Step 5 – Getting Started
This meeting is about making things official—if and when you’re ready.
Beforehand, you’ll receive a clear explanation of the process so there are no surprises. During the meeting, we’ll answer any final questions and, if you choose, begin the simple paperwork to become a client.
While we’d love the opportunity to work with you, there’s never any pressure or hard-sell. If it’s not the right fit, we’ll part ways wishing you nothing but success.
